Western Southern Annuity

The father of my late wife used to not sell Western and Southern Life.
He has been gone for 18 years. He put a little annuity for his nephews in his name, as he has done with other family members. Trying to boost sales, I suppose.
The nephews are now adults, and we have not seen in years.
Nor has anyone paid on policies for years. Once a year we receive a bill, but have never paid.
The amount of funds are about $ 1,000.
Can these species, or is it only for his nephews?
The policies are in his name.
Thank you!

If the annuities are in his name, she is the legal owner of what they are worth. However, if you've been good to ignore for years, Western and Southern Life was probably using the cash surrender value "to pay premiums for life insurance attached. It is quite possible that there is nothing left to cash in. It can not hurt to ask, but I think you'll be disappointed.

Submit for redemption and see what they say.

Only you and they know that small, we can not see.

On his behalf it collects them in.