Teacher Liability Insurance

I travel to their homes and teach, they do not come to me. Do I still need a liability insurance or is the homeowner responsible?

You can try Google, here are some resources to direct http://www.InsuranceFreeTip.info/insurance-for-free.htm could be useful.

Sounds like a good question to your lawyer. What happens if you accidentally nick a student with a rotary cutter? Or provide them with a knife-resistant safety? Or direct them to sew with a nice thick Welt, and they take a bit of a broken needle and hit them in the eye?