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Swan Insurance

Posted on September 2, 2010.
Swan InsuranceThe ugly duckling of the health insurance metamorphosis into a swan,

If you want the best quality for nothing, you are entitled to pay more? Currently, when you are shopping for individual, family, or self-employed health insurance in Washington state this principle does not apply. It is rare that the combination of fantastic benefits and low rates coincide.

Let's start by recalling that I never thought the base pay less, get more "principle should apply to this company. After all, the company I am referring to is generally regarded as an HMO, where you always had to see their doctors at their facilities. Yuck. In many ways it looks like the ugly child in the class grow up to be a supermodel, it can happen, but it is rare. In fact, several years ago if you told me that the company would have a vast network of suppliers and hospitals comparable or superior to premise or Regency, I thought you were kidding.

This company is the health of the group. Remember when they were not so affectionately called "group of death"? Many things have changed.

I was skeptical myself, and do not place a large number of customers with this new improved version of the health group that when I saw that their new model was working. Well, it works and offers great benefits for health insurance rates low. Even President Obama recently praised as one of the best examples of care in the country.

They have changed because they had input in order to survive. Their membership has stagnated, while Regency and assumptions were increasing. They had difficulty attracting the best talent, when Regency, Prema and others could afford to buy the money could best management. Thus, Group Health have rolled up their sleeves and changed. And they have not received bailout money or tax assistance to do so.

The agent community health insurance is happy because now there are more competitive health insurance products that more people can afford. Health insurance consumers from individuals, families, small business and self are happy because competition promotes new company changed rates in Washington, a market traditionally dominated by Regence Blue Shield. Group Health is happy because their incomes have increased growth that enable them to attract the best and most qualified employees than ever.

So the moral of the story is this. Whenever a health insurance company is authorized to offer more and more health insurance options at reasonable rates, we all benefit. Hopefully our elected leaders craft new policy in Washington understands what basic economics.

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