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Straight Life Annuity

Posted on February 21, 2010.
Straight Life AnnuityIs there a way to self-annuitize an investment?

I watched the fixed income annuity life straight, and a guarantee of 10 payments per year. Is there a way you can buy private insurance life term cheap enough to allow a straight life annuity with the first 10 years covered by the term life insurance? I hope that the purchase of auto insurance term life will give me a monthly payment better than the guaranteed annuity for 10 years by the company pension.

build a moderately conservative allocation, fully diversified, and the collection does not exceed 4-5% per year. You'll be fine. It is all the company pension is for you, except they charge fees for the wonderful privilege.

Interesting question. When it comes to immediate annuities there are costs for additional security. Based on your age / sex of term insurance, but probably the least expensive vehicle, will probably cost more than what you're looking to do.
You must determine which is the most important factor. Income or guarantee. To maximize your income level, life is only the best, you will pay for the guarantee 10YR.

The best thing to do is go around. Each company offers these products, visit reputable company that gives you the most revenue.

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