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Online Credit Card ProtectionPosted on March 30, 2010. Do I have the same protection when I purchase things online with my debit card as if it were a credit card? I used my credit card for online shopping but I was wondering if it was possible to use my debit card too? Will I need to enter my PIN online or how does it work? Sorry, I've never tried this way. So I do the same protections as if it were a credit card, I heard some people say that this is not the same.Thank you. If your debit card is a VISA card you have the same protection as a credit card. If this is not a VISA - change it! If you use the flow as if it were a credit card, then you're probably covered. Normally, debit cards are like a check ... are not covered for theft, but debit cards are relatively safe. They need a PIN and I have never seen an entry for a PIN online .. Be careful if you are prompted to provide your PIN. If you use it as Visa / MasterCard, you're protected by Visa / MasterCard policy of "zero-liability. No, it is much less protected when you use a debit card. Use your debit card for online shopping is risky - If you deal with nationally known mail order companies - all will be well. But online sites like eBay - credit card or Paypal - its' really sure. Register your debit card to "Verified by Visa" and the visa will be protected against fraud. No. ...... through better conditions n terms. CommentsThere are no comments.Leave a Comment |