House Contents Insurance

would a normal phone contents insurance cover, he would cover them outside?

No, you will need additional coverage for mobile phones

Some policies do cover mobile phones, but it is unlikely to cover you for something more then burgulary your home or accidental damage due to use at home. very unlikely to cover you outside, you would need additional insurance for your phone provider. Read your insurance policy content or ring and ask.

Maybe. It depends on the type of policy you have and the exclusions contained therein. Even if it did I doubt the loss exceeds the deductible, or if it does not exceed it would be enough to make a claim is worth. Contact your broker / agent and discuss with them.

Probably not. You should get insurance on your phone provider. In most cases, it is only $ 3 per month or less.