Excess Flood Insurance

I own an apartment on the 2nd floor and 3 months ago the apartment above sprang a leak in the bathroom and damaged my kitchen, bathroom. My agent left on theres and they have allowed the management company responsibility.however dishes have now informed me that the work is done, but I have to pay there too (200 pounds) and that the carpet in the room Bath is not a part of the buildings insurance and I am not covered for this if I have to pay to replace it myself. can someone tell me where I stand legally on this issue

You are not responsible for that, they will find their excess liability insurance, a conflict of written request by pointing out that the recovery they receive from you twice your discomfort.

Regarding the carpet, you have a valid claim on the top flat owner Tennant. Put your request in writing to both the occupant and the owner and ask for the name and address of their insurers and policy number relavent, send the letter recorded delivery and send reminders of seven days until they respond.

NOT YOUR BILL .. Tenants can charge above that caused the damage and you must let them know that ..
ELSE trial is in demand ..

You must be someone else pretending to love insurance. Not yours!

I think you should pay your excess, but it should seek reimbursement from another insurance company

.. OK I can tell you that the U.S. rules and regs .. but because of the $ $ you've used, it may or may not apply to you .. But then, you're already getting ready to NO, so anything else would be a bonus.

If the owner admitted that one of their pipes broke and caused the damage, it is their responsibility to repair the damage caused to the building ... The building includes a fixed carpets, linoleum, things that are attached to the building. If the rug is something that you have made and can drive and take with you ... You're on your own.

You can check the policy of a tenant. protects your property when something like this happens .. It is much easier when you have a Big Bad insurance company on your side to do battle with the size of your landlord's insurance company bad .. Let them fight.

They could have a social responsibility clause .... something to check .. you may ask to check on-.. they really let their rearends really left hanging by admitting that it was their fault .. Let my be your ACE.

The admission of liability, in principle, opens the door to recover any losses you concequental. The fact that the insurance of the other party does not cover the outstanding issues is their misfortune.
not yours. Write politely that the other party stating that if they are not coming you consider legal action.

You claim on your insurance and they claim to insurance of others. The other person must pay you the amount that the original problem on their property. If they are not insured then they must pay you for their personal finances. The mat should be covered inside your house policy.

There is a good chance the carpet is your responsibility. This is why everyone should have a policy tenant! Regarding the excess insurance stand point I do not see that this should be on you but without seeing your lease that I could not say for sure!