Classic Car Insurance

Some think of classic cars as the transport of eccentrics and TV detectives. Others see them as glamorous, expensive and high maintenance status symbols. But the reality is that many classic cars do not fit these stereotypes. A classic car is easy to rave about, but incredibly difficult to define. Who's to say that a baby Austin A40 in a supermarket car park is less of a "Classic Car" Jaguar Mark II in Ascot? And that's where you need to know what is and is not traditional - it will make a huge difference to your auto insurance premium.

Our advice to get the best deal

aec It is widely reported in the motoring press that classic car insurance is much cheaper than a modern car policy but it is important to be vigilant and well informed.

aec The condition and rarity of a classic can vary considerably, and the perception of an owner for the value of his beloved car can often be at odds with the assessment of the insurer in case of disaster.

aec Find a specialized insurer, they are more likely to provide specialized assistance and provide a better rate.

aec It is essential that you accepted a security evaluation for insurance for your classic car.

An actual valuation agreed is the value guaranteed by the insurer of the car must be removed or stolen. Make sure you check that your score is "guaranteed" that some insurers have refused to pay the full amount, despite the owner believing they were fully covered.

Insurers may or may not make a small charge for an agreed value, but it may be a false economy to omit it from your policy if the payout of your claim proves to be hundreds, even thousands less than you thought. So if you are surprised to learn that insurers consider your beloved 1970 Datsun Cherry a classic, sure to be careful in choosing your auto insurance!

A car as special as yours deserves a special kind of insurance policy. This is where Peter Best Insurance can help. With over 21 years experience in the insurance organization specializing in vintage cars, they are well placed to provide you with classic car insurance quote and advice on choosing the best policy for your car.

Peter Best Insurance Services Ltd is a specialized insurance broker with over 21 years experience in vintage cars, motorcycles and commercial vehicle markets. The company operates from two offices in Essex - Maldon is the main office dedicated to classic cars, including MG, Morgan, 4x4 etc. (01621 840400), while Kelvedon has certain regimes car Mercedes Benz Volvo, Saab, BMW, for example, and classic motorcycles. (01376 573033). Collecting commercial vehicles are also covered here with the car kit.

With their interest on the classic market, they have also forged strong links with many car clubs such as Club Mercedes-Benz and the MG Car Club. This allows them to offer discounted premiums to existing club members, provided they can provide their proof of membership.

They have a portfolio of insurers who have created a selection of policies specifically designed for lovers of classic soul. They offer the best level of coverage at a competitive price.