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Card Fraud ProtectionPosted on January 10, 2010.  Should I buy protection against fraud credit card? For $ 11.00 by credit card sells protection against credit card fraud and also provides reports of your monthly credit is it worth? Your credit card is supposed to protect you against fraud already. You must watch your statements and if you see charges you did not make, call the credit card company and report the fraudulent transaction. You do not need to buy credit protection to receive this service. The credit protection thing is a scam that credit card companies use to try to garner more money. it depends. Sometimes they just want your money ... think, $ 11 per month "in case" something happens is a lot of money. Besides the actual bank issuers sometimes open these frauds "created by computer to make you fear that happening again in your credit card. On the other hand, you will feel secure your credit card if something happens to you. No, a big waste of money ... you are only liable for the first $ 50 if your card is stolen, the more you get your credit score for about $ 7 in one of three major ... and a free credit report every 4 months ... No. Do not do it. 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