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Banner Life Insurance

Posted on March 27, 2010.
Banner Life InsuranceLife Insurance refused because of cesarean section?

My wife and me a life insurance application, and we were denied because my wife has a Caesarean section 4 months ago. Other than we are adults 33 years of health and 37. Is this common? The insurer is a life insurance Banner.

not 100% positive, but I think there is a waiting period after any type of surgery ....

Yeah, she will have to wait until the surgery is one year. At least.

See, a woman is about 4 times more likely to die in a section C, as in normal childbirth. In addition, here in the U.S., "once a Section C, Section AC always" becoming the rule, unless you pass an object of a midwife - greatly increasing your chances of death each subsequent pregnancy.

You can try a local independent agent, but the main problem is, you're not fully recovered after only four months. So I guess even a local agent will not be able to help you right now - but it's a guess.

I suspect that his surgery was too recent.

I had 2 caesareans and has no difficulty in approving life insurance. However, my request was about 2 years after my youngest was born.

Have you asked an agent? If so, I ask the agent if that was the problem, and if so, how long should it wait to reapply?

Life insurance should not be denied because of caesarean section. If this is not life insurance banner, try another company.

lifeinsurance.awardspace.info - try this one. I have insurance and, as a memento, they can provide such a service.

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