Atlas Travel Insurance

I was refused by the German Consulate, the other day because my letter, including insurance, the line info service is not a guarantee of payment, my insurance company told me that was the norm. .. this kind of thing has happened to anyone before ... It was one of the largest cooperatives. ... Aetna medical Subsequently, I had to Google and buy a travel insurance to an International Atlas ... they gave me a letter ... and the letter says: "Other limitations and exclusions apply. But it seems that the cooperation of travel insurance. is quite sure of the validity of this letter for Schengen visas, Quebec, it is explicitly advertised as such. My question is, has anyone used an Atlas International Visa letter for Schengen visa before?

Schengen
I can not say with certainty, but the insurance industry, has closed ranks,
Yes it is expensive for travel insurance. Your Ins. Company has an office in this country? This could be very useful, reflecting the hospitals
do not want to be stuck with huge bills from abroad. Most embassies except policies that have good coverage. I had no trouble across Europe
And Russia. I used subsidiaries of AIG. Be careful on the departure date, ask
to cover your start date at the time of departure. Not the date of purchase.