Only the insurance industry: Should I take the AU (Associate commercial underwriting) before or after? taking CPCU (Chartered Property Casualty Underwriter with a commercial concentration) program? I am currently in the sales department of a well known insurance and financial services company. My current duties include making auto / property / gl / inland marine changes to existing...

Can a person who has a par value of $ 100,000 cash or 401K and no money in the bank to receive SSI and Medicaid? If he / she distributes only $ 1,000 per month from the retirement account, then he / she has a low income. Is this the person needs to distribute and spend all the money and then qualify for SSI or Medicaid? Thank you. If you are over 62 and eligible for SSI, yo...

Is it necessary to consult a lawyer before buying an annuity before applying for Medicaid? Is it really that complicated or person may make the average of their own? I want to protect my property before my husband goes into assisted living. I read about annuities for Medicaid and want to buy one to protect my savings. The lawyers do not know anything about Medicaid regulations. ...

Be prepared for the hurricane season in Florida Hurricane season is fast approaching for those of us who live in Florida. With regard to the risk of high winds and floods that can do much damage to our homes. It's time to dust off feeding kits disaster and make sure they are full of all the supplies you might need, and make sure your family knows what to do if a hurricane. Y...

Has anyone had problems trying to earn money from a 401K or pension? Ok, so my husband lost his jon (our only source of income at the moment). He was fired unjustly, then we're not even get unemployment for the moment. I tracked down and 401k old that I had and I get the run for the last 2 weeks of the financial institution. First, they tell me that it was cashed and put into a trust in...

When a deductible health fresh start? I have Blue Cross of Idaho? When does the deductiable more? Is the date after the date you purchased the insurance, or is it the 1st January of each year? I have Blue Cross of Idaho. Nobody here knows. Normally the 1st of January, or the anniversary date of the policy. We have no idea when aniversary is your policy. You need to call them and...

Is it a sole proprietor need to pay unemployment insurance taxes and disability insurance in New Jersey? What is the rate of unemployment and disability insurance rates in New Jersey? It does not apply to sole proprietorships, LLC Monkey, and the entities S-Corp? Is max is like FICA? If the sole proprietorship has no employees - ie, you're a studio of a man - then no. However, i...

Insurance companies can access your bank account? My friend was in a car accident and now he is prosecuted. It has small investments in mutual funds. Then access oarty another insurance company to its bank accounts and investment and know exactly how much money it worth? Otherwise, he has no home and does not have a car or any other type of asset. It is currently not working right ...

Liability Insurance - Do you need as a business owner Liability insurance is important because all business are at risk to some extent. Even if nothing bad has ever happened on your business premises, this is not a guarantee that it will not one day. If someone is injured or their property lost, it is your responsibility to properly compensate them. This cost can be extremely high d...

Looking for an interested party to invest 15K in exchange for a group annuity currently worth18K.? The group deferred annuity is an annuity and is not payable for another 17 years. So .... offering a $ 3K profit, over 17 years on $ 15K or non-compounded annual return of 1.17%. Not too appealing. Besides, can you transfer your interest in the group annuity me? If you can...

Pensions A pension is a defined contribution retirement account sold exclusively by life insurance companies. The remuneration in a pension are tax deferred until withdrawn. Insurance companies can offer a variety of products guarantees their pensions, but these benefits come with very high costs. As an investment o...

7 Reasons Why should I get renters insurance? The tenant insurance is one of the best evidence for tenants. The renter policy gives broad coverage to protect against personal property of the tenant only. The Act still insist on tenants to have renter insurance tenant because the tenant insurance to protect the household goods. You need to buy tenant insurance to protect your propert...

Is there a faster / better way to get Social Security to process your forms of disability in California? I work for a public mental health clinic and our social workers working with adults with mental illness to claim social security. Currently 80% of these requests are denied, although we believe customers clearly meet the SSI / SSP eligibility standards. I'm looking for advic...

Bad Credit Auto Insurance - which affects my auto insurance? the best words ever thought they are all together - the "bad credit auto insurance." You probably already know that many factors affect your auto insurance premium. But I bet you've never realized that the credit has been one of them! No insurance company wants to pay claims so they calculate the risk asso...

Get a Free Insurance Leads Free insurance leads in the form of a steady supply of prospects that you can use for this client very vital process of creating free. Telemarketed insurance leads are the details of qualified prospects extracted by several minutes of conversation between a potential customer and a call center agent. exclusive leads can come telemarketed insurance leads an...

The pensions: a dependable source of income after retirement The pensions are useful and beneficial tools for retirement planning. Annuities are great programs that can help you earn money on the basis of the tax. Obviously, the pension is considered an important source of financial support for retired people because it provides a stable source of income, even after the event of ret...

When you receive an accidental death / dismemberment insurance claim, you pretend that it's time to tax? My husband had a stroke in '08 and an insurance policy that we had been paid to him. It should be used for medical bills, of course. My question is ... Should we demand that our federal government and '09 tax return? You do not need to include the benefits received under the ...

These people deserve to be thrown in jail over the glans? 1) Sheriff Gene Fischer has requested registration cards and address all of Greene County residents who voted at a special session established in Ohio allowing new voters to register and vote on same day. The process was challenged in court by the GOP. The Supreme Court of Ohio rejected this challenge, and the vote helped carry t...