Posted on February 8, 2010.
For life, health, pension officers, whose company is the best to represent .....? "Freedom National" or "life bankers and wounded. I looked into other companies for the representation of work but I have reduced to two, and after many compare and contrast the advantages and disadvantages of each, I'm still undecided as to which company should I choose. I want one that will not only pay a good commission but also to offer quality products that most customers would be useful for them as well as on learning in the field and help them lead as I have just received my license two weeks ago tomorrow. If you are an agent who would you choose?
I recommend you choose an insurance company with a better company AB rating of A-(Excellent) or better.
The AM Best Co. is an independent evaluator of insurance companies, and has been in business since 1899. Their highest score are:
A + + (Superior), A + (Superior), A (Excellent), A-(Excellent).
These quality ratings of insurance companies financial strength and claims paying ability.
Liberty National has an A + (Superior) rating as of June 2008, while life bank and was injured just upgraded to B + (good) from a B (Good) for about the same time preiod.
My nephew just started working with the banker, and during his field training, he has to split commissions with his coach. I do not know of another company that does this.
You can also visit these other companies, and not in any particular order:
American General Life and Accident, MetLife, Monumental Life, Liberty Life, Liberty Mutual, the life of the South West, Prudential.
I do not know much about national freedom, but I know a few others that I mentioned. Those I have mentioned starting salaries, pays commissions and renewals, providing health, disability, matching 401K, company paid retirement, and all the training you need to help you succeed.
Some other companies you may look in New York Life, the principle of finance, and Mutual of Omaha.
Best wishes.