Accident Insurance Online

repairs, but also for the dimunition of the value of the car (for example, it is not a car that has never been in an accident, for which a buyer could pay a bit more). My agent told ins Calif., on behalf of the insurer nationwide which he is an agent in captivity, "no." Who is right?

Firstly, this will vary by state.

Most policies have rewritten the collision coverage DONT dimunition of value. I do not say there is no policy there that still, I'm just saying, if there is, I do not know about.

On the other hand, the damage portion of your policy - if the accident was the fault of yours, and you damage someone else's car, thus covering a lower value because most states.

So you can not get dimunition first part of the value, but you can get dimunition third of the value. Collision coverage is only part one - so I went to your agent. You can collect under the policy of someone else, if they were at fault for the accident. Not yours.

Most people do not know to ask. And they do not offer. Report Abuse

I think it varies from state to state. some states if your car has been in an accident, do not require you to disclose what time of the exchange or sale, and other states do. I live in North Carolina and has been pressed and the other parties insurance paid for repairs, rental car while mine was fixed, and pain and suffering, and I also had a small sum for dimunuation. do not expect to get plenty of that if you get it. some insurance companies and fight against this so difficult to obtain, it is sometimes not worth it. also know that once you get it, you can not get back on the same car.

I doubt this is true. You can not believe everything you see on the Internet.

Both may be right ... according to the specific provisions of your policy and / or state you are in. You are covered officer is likely to give you the correct information. However, I suggest you call your insurer "nationwide" and simply ask them. Give them your policy number and hear what they have to say. They will not lie to you.